Our Story
Many financial advisors and firms can tell you what they do and how they do it, but few can clearly articulate why. Since 1987, our team at Pinnacle Wealth in Sioux Falls has built its foundation on that “why,” guiding clients across the Sioux Falls region and beyond.
When we talk about the ways that wealth and financial stability can define the individual, it has little to do with a balance sheet, and more to do with a balanced life. Whether you’re working with our advisors locally in Sioux Falls or meeting virtually from anywhere in the country, we’re driven by your “why” and committed to guiding you to a life confidently enjoyed.
Our Approach
At Pinnacle Wealth, we believe money should be used on purpose, with purpose, and for a purpose.
Not as the goal, but as the fuel to help you pursue what matters most.
Since our founding, we’ve focused on helping people, families, and business owners live lives confidently enjoyed by building financial strategies rooted in purpose, not just projections. Our story isn’t about products or portfolios — it’s about people. And it starts with your why.
Defining True Wealth
True Wealth is often described as everything you have that money can’t buy and death is unable to take away.
Why We Do What We Do
What We Do
How We Do What We Do
R: Responsibility
U: Understanding
S: Stewardship
T: Tailored
E: Education
D: Disciplined – Dedication
Your Wealth, Aligned With Your Purpose
What sets Pinnacle apart isn’t just what we do — it’s how we do it. We guide clients through a values-first process, helping them clarify what they truly care about and how their wealth can support that vision.
At the center of that process is your Statement of Financial Purpose (SFP) — a personal declaration that connects your values to your financial life. It becomes the plumbline for every decision you make, keeping your plan upright, grounded, and true.
This isn’t just a planning tool. It’s a life-guiding document.
Everyone has their own definition of True Wealth.
For some, it’s that family vacation you’ve always dreamed of. For others, it’s not running out of money in retirement. We help you pinpoint your definition of True Wealth, then help you build the legacy you’ve dreamed of.
Selecting the right financial advisor is an important step in your pursuit of True Wealth. We build a customized plan for whatever your needs, including individual financial planning and business financial planning.
Our Origin Story
We invite you to watch “Our Origin Story,” a personal narrative shared by our Founder, CEO, and Wealth Advisor, Kevin Engbers, CFP®️, CEPA®️. In this video, Kevin takes you through the journey that led to the creation of our firm, reflecting on the values and vision that continue to guide us today. It’s a powerful story of passion, purpose, and the commitment to providing tailored financial guidance for every client.
Our Guiding Principles
Watch the videos below to dive deeper into Our Guiding Principles: Time, Responsibility, Understanding, Stewardship, Tailored Solutions, Education, and Discipline & Dedication. Each principle plays a vital role in shaping our approach and ensuring we deliver meaningful, thoughtful service. By understanding these values, you’ll see how we prioritize your needs while upholding a commitment to growth, sustainability, and excellence.