Insights

Tax laws can feel like a moving target, with new rules and changes popping up all the time. One topic getting a lot of attention is the 0% capital gains rate, especially with recent discussions in Congress. You might be wondering what this tax break is and how you can use it to your advanta …

Most people measure investment success by beating the S&P 500 or accumulating a magic retirement number they’ve heard about. But here’s what Kevin Engbers, CFP®, CEPA®, Wealth Advisor, CEO & Founder at Pinnacle Wealth, wants you to know: “Markets and milestones don …

Most people approaching retirement focus on one big question: “Do I have enough saved?” While that million-dollar nest egg might look impressive on paper, Luke LaRock, NSSA®,  Associate Wealth Advisor at Pinnacle Wealth, warns that the real challenge is understanding what that m …

Early retirement has become more than just a distant dream. From social media influencers sharing their FIRE (Financial Independence, Retire Early) journeys to colleagues discussing work-life balance, the conversation about stepping away from traditional career paths is everywhere. But what …

Have you given much thought to your strategy for Social Security benefits? It’s good to have a plan in place to help you make the most of this program. But you may have questions.

Just because we express a desire to do something, doesn’t mean we’ll do it. Insurance is a great example of this. A recent study on life insurance statistics showed that 42% of Americans report feeling that they need more life insurance coverage.* At the same time, the percentage of familie …

Did you know you can utilize a health savings account (HSA) to invest for your future? HSAs have many tax benefits, including tad-deductible contributions and tax-deferred growth. But is one right for you? This worksheet will help you determine if you qualify, as well as identify common mis …

Are you ready to feel more confident and in control of your finances? Then it’s time to consider working with a financial advisor.

When most people consider a job offer, they tend to focus on one thing: salary. But while your paycheck is important, it’s only one piece of the puzzle. Your full compensation package also includes your employee benefits—retirement accounts, insurance, personal time off, and much more.

For those without a clear plan, investments can lead to stress, uncertainty, and even financial setbacks. Nik Aamlid, CFP®, CKA®, CAP®, Wealth Advisor at Pinnacle Wealth, believes the right investment strategy is the key to helping reach your financial goals with confidence. Below, Nik shar …