Insights

Now What? Last week, we discussed how the S&P 500 officially moved into a correction (down more than 10% from the February 19th peak). We noted then that most years (even some of the best years) see volatility and scary headlines, with many of those years seeing a 10% correction at some …

Pinnacle Wealth Advisor Ryan Ovenden, CFP®, CKA®, recently reviewed the average annual expenditures of Americans based on data from the Consumer Expenditures Survey 2023 by the Bureau of Labor Statistics. The data offers an important perspective on how Americans allocate their income and hi …

Want to plan better for next year’s tax return? Learn about smart tax planning in our Winning in 2025: Tax Strategies for a Thriving Year webinar, now available for viewing on-demand.  

Like gardening or working out, tax planning is one of those activities where you get out what you put in. Plenty of us have a weight bench gathering dust in the garage that hasn’t gotten us into any better shape, or a plot in the backyard that just won’t grow anything because we never weed …

Owning a business can be like parenting. You’ve likely experienced many sleepless nights and spent a countless amount of energy on your “baby.” Like parenting, being a business owner can be an enriching journey and make life worth the trip.

Financial planning for a small business gets more complicated every day. Business owners must navigate tax efficiency (and life under the new Tax Cuts and Jobs Act), retirement preparations for yourself and your employees, and succession planning. Get your financial plan in place today and …

Running a small business involves juggling multiple responsibilities. Managing the business’s finances is one of the most crucial aspects. Proper financial management can be the difference between a thriving business and one that struggles to stay afloat. Here are eight essential financial …

As we age, the prospect of needing assistance with daily activities becomes more likely. Planning for long-term care (LTC) ensures that you or your loved ones will have access to the support needed, while avoiding financial strain. Below, we’ll explore some common questions about long-term …

Our goal is to make your life easier. Caring for a loved one with Alzheimer’s or dementia can be highly stressful for caregivers and family members. Providing answers on how to financially prepare for these conditions is one way we can help. Read this guide for tips on how to prepare for th …

I once received an email from a family friend about long-term care insurance. He was frustrated over a premium increase – which wasn’t the first rate hike – yet, he was still thankful for the policy. Despite the rising cost, he knew the importance of long-term care insurance in helping prot …

70% of family wealth is lost by the end of the second generation and 90% by the end of the third. Get our step-by-step guide to help you successfully pass your wealth to the next generation.   Download Guide

From the family tea set to the most complex estate, transferring wealth is quite common. What’s less common, but just as important, is outlining a specific plan for this transfer and updating it as circumstances change.

COVID-19 caused an economic shockwave that we’ll feel for a long time. Nonprofits, from large global networks to the local churches, have been hit hard, too. In a recent survey of 110 nonprofits, 80% of them said revenue had fallen across the board.

No single strategy works forever, but you also don’t want to change your approach every time the markets shift slightly. How does investing work – not just for a season or a year or two, but for a lifetime? Time is a major factor when it comes to successful investing.

COVID-19 caused an economic shockwave that we’ll feel for a long time. Nonprofits, from large global networks to the local churches, have been hit hard, too. In a recent survey of 110 nonprofits, 80% of them said revenue had fallen across the board.

“Ryan, there’s water on the floor!”

Now What? Last week, we discussed how the S&P 500 officially moved into a correction (down more than 10% from the February 19th peak). We noted then that most years (even some of the best years) see volatility and scary headlines, with many of those years seeing a 10% correction at some …

Welcome back to Carson’s Take Five with Ryan Detrick and Sonu Varghese! This week, we break down the recent 10% stock market correction, why it’s happening, and whether investors should be worried. With markets pulling back sharply, we provide historical context, discuss the role of tariffs …

Understanding Market Corrections The S&P 500 moved into a “correction” on Thursday of last week, defined as a close at least 10% below the index’s recent closing high. Here are some things we know about corrections, which we’ll look at in depth this week.

Watch this video to dive deeper into Our Guiding Principle: Discipline & Dedication. Each principle plays a vital role in shaping our approach and ensuring we deliver meaningful, thoughtful service. By understanding these values, you’ll see how we prioritize your needs while upholding a …

Watch this video to dive deeper into Our Guiding Principle: Education. Each principle plays a vital role in shaping our approach and ensuring we deliver meaningful, thoughtful service. By understanding these values, you’ll see how we prioritize your needs while upholding a commitment to gro …

Watch this video to dive deeper into Our Guiding Principle: Time. Each principle plays a vital role in shaping our approach and ensuring we deliver meaningful, thoughtful service. By understanding these values, you’ll see how we prioritize your needs while upholding a commitment to growth, …