Author archives for Chelsi Balfour

    Asking the Big Questions: What it Means to Pursue True Wealth

    Blog

    Asking the Big Questions: What it Means to Pursue True Wealth

    For my last milestone birthday, I received a great gift from my children. Every Monday for one year, I received an email with one question my children wanted me to answer. Very quickly it became a reminder of just how fast a week would pass; at times, I would have to write two or three afte …

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    Lessons from Dad and How You Can Find True Wealth in 5 Minutes

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    Lessons from Dad and How You Can Find True Wealth in 5 Minutes

    By Kevin Engbers, CFP®, Founder, Wealth Advisor I miss my mom and dad and I think of them almost every day. My dad passed away in 2015 and mom in 2020. (To answer the question that normally follows, my mother did not pass from the pandemic. However, she was in a nursing home, and I …

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    3 Steps to a Solid Financial Foundation in 2021

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    3 Steps to a Solid Financial Foundation in 2021

    In many ways, 2020 may have been the “reset” we needed in order to become better stewards of our time, talents, resources and relationships. A pandemic, protests, a contentious election, the nearly full shutdown of the world economy, school and work from home, nearly all public activities a …

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    Bucketing: A Great Way to Mitigate Risk in a Crazy World

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    Bucketing: A Great Way to Mitigate Risk in a Crazy World

    Has the stock market ever caused you to feel anxious, or even fearful? If you have investments and access to the internet, chances are the answer is yes. Too often, we turn toward products in search of a safe place for our money during volatile times, but you'll find that there aren't any f …

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    4 Steps to Hit Your Financial Target

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    4 Steps to Hit Your Financial Target

    All of us have targets we are trying to hit. For some, that means you are walking the fields in the fall wearing hunter’s orange, or maybe you are on the golf course. For others, that means you are building a business or working on personal growth.

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    Is Stress Stealing Your Personal and Financial Happiness?

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    Is Stress Stealing Your Personal and Financial Happiness?

    Have you noticed from your Facebook or Twitter feeds that people just don’t seem to be happy anymore? The demands placed on our families due to COVID-19 and lack of control in many areas of our lives has exponentially elevated stress levels.

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    Here’s Your Year-End Tax Planning Checklist

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    Here’s Your Year-End Tax Planning Checklist

    The passage of time is something to be cherished, but 2020 is a year most people don’t mind closing the book on. Recently, I heard someone say, “2021 can’t be as bad, right?” That’s a matter of wait-and-see, but one thing we know for sure: Come tax time, the government will be looking for t …

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    How Both Fitness and Finances Can Be Part of Your New Year’s Resolution

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    How Both Fitness and Finances Can Be Part of Your New Year’s Resolution

    Honestly, is 2020 over yet? Many of us are looking at 2021 and will make resolutions when the ball drops on New Year’s Eve – a couple of the common categories are physical fitness and financial goals.

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    It’s Time to Stress Test Your Portfolio

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    It’s Time to Stress Test Your Portfolio

    The year 2020 has brought us a global pandemic, a topsy-turvy economy and a viscous election season. Now, more than ever, you need make sure you are assuming the right amount of risk for your situation. Risk tolerance and capacity can change over time. Stress testing your portfolio can assi …

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    Understanding Sequence of Returns Risk

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    Understanding Sequence of Returns Risk

    One of the biggest risks facing retirement income planning is sequence of returns. When you retire, you go from accumulation (saving for retirement) to decumulation (spending for retirement needs).

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