Insights

Do you know how your advisor gets paid? If you have an advisor that hasn’t clarified this, we’re here to help. Wealth Advisor, Ryan Ovenden, CFP®, CKA®, explains the 3 main ways advisors get paid.  At Pinnacle Wealth, our team wants our clients to be well-informed, so you know exactly where …

The constant worry — do I have enough? In this video Wealth Advisor Ryan Ovenden, CFP®, CKA®, dives into whether or not $1,000,000 is enough to retire in Sioux Falls, SD. We explain how to calculate a net worth and how to understand your net worth allocation. Sioux Falls, SD cost-of-living …

As market volatility has increased in recent weeks, we wanted to reach out and let you know that we are closely monitoring these developments. Indeed, we anticipated that volatility would return in early 2025. While headlines may cause concern, please know that our team has been actively pr …

Retirement planning feels like one of the most overwhelming (and overlooked) financial decisions you can make. There are so many accounts, businesses, and options vying for your attention.

Pinnacle Wealth Advisor Ryan Ovenden, CFP®, CKA®, recently reviewed the average annual expenditures of Americans based on data from the Consumer Expenditures Survey 2023 by the Bureau of Labor Statistics. The data offers an important perspective on how Americans allocate their income and hi …

Watch this video to dive deeper into Our Guiding Principle: Discipline & Dedication. Each principle plays a vital role in shaping our approach and ensuring we deliver meaningful, thoughtful service. By understanding these values, you’ll see how we prioritize your needs while upholding a …

Watch this video to dive deeper into Our Guiding Principle: Education. Each principle plays a vital role in shaping our approach and ensuring we deliver meaningful, thoughtful service. By understanding these values, you’ll see how we prioritize your needs while upholding a commitment to gro …

Watch this video to dive deeper into Our Guiding Principle: Time. Each principle plays a vital role in shaping our approach and ensuring we deliver meaningful, thoughtful service. By understanding these values, you’ll see how we prioritize your needs while upholding a commitment to growth, …

Watch this video to dive deeper into Our Guiding Principle: Stewardship. Each principle plays a vital role in shaping our approach and ensuring we deliver meaningful, thoughtful service. By understanding these values, you’ll see how we prioritize your needs while upholding a commitment to g …

Watch this video to dive deeper into Our Guiding Principle: Understanding. Each principle plays a vital role in shaping our approach and ensuring we deliver meaningful, thoughtful service. By understanding these values, you’ll see how we prioritize your needs while upholding a commitment to …