Two Financial Paths: The Spending and Planning Patterns of Young Couples
Picture a young married couple fresh out of college. They’re new to this “adulting” thing. Net worth is deep in the red. Cash flow is tight at best. But they are just “livin’ on love” – as the song goes. This is a common starting point for many young couples. My wife, Lauren and I, …
Breaking Down FAFSA Updates
by Ethan Brouwer, NSSA®, Associate Wealth Advisor If you went to college, have had a child go through college, or have one currently enrolled, you likely know what the Free Application for Federal Student Aid (FAFSA) is. It’s also likely you aren’t too fond of it. You may have felt like the …
Tips for Holiday Budgeting
By Ethan Brouwer, NSSA®, Associate Wealth Advisor With the holidays right around the corner, many people are starting to make their holiday plans; from planning get togethers, booking travel, buying presents, putting up decorations, and the list goes on. For many, this is a season of joy an …
Debt Free: A Journey To Financial Freedom from Ethan Brouwer, Associate Wealth Advisor
This is a celebratory blog post… Lauren and I are officially debt free!
How Many Miles In A Year?
Importance of Consistency On July 7, 2022 I decided to set a goal for myself – run at least 5k, or 3.1 miles, every day for a year. So, that day I started tracking. 365 days, 2,698.99 miles, and countless memories later, I can happily say that I did it! I learned a lot over …
Comparing Student Loan Options
Student Loan Comparison: Many families and students are gearing up for the upcoming school year, which also means they are reviewing the bill for the upcoming semester. For most families, there is a “funding gap” between what you owe the school and cash you have on hand to make that payment …
The Runner’s Training Plan: A Race to Any Goal
When I first started running, I didn’t have a training plan in place. I simply did it because I enjoyed it and it was a great workout. Then I ran my first race – a half marathon. I experienced my first runner’s high and I was hooked. The energy, community and competition all compiled into …
What Matters More? The Summit or the Sunrise?
A Hiker’s Financial Planning Lesson My wife and I were recently in the Phoenix area celebrating our wedding anniversary. If you know us, we love to be outdoors doing stuff…whether it is running, walking, biking, hiking, you name it. We were very excited to enjoy the Arizona weather and adve …
